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Vehicle Loans
SPECIAL OFFER
Bright Lights, Big Savings
Rates as low as 4.99% APR and 90 days of no payments when you refinance your auto with EdiFi!
Auto & Truck
Whether you're looking to purchase a new or used vehicle, or save some money by refinancing your current vehicle, we'll work with you to get you into a loan with a payment that fits your budget.
- Competitive Rates: Save with our low interest rates1
- Flexible Terms: Tailored repayment plans to fit your budget up to 84 months2
- NO down payment required: Plus, up to 100% financing3
- Personalized Service: Friendly experts guide you through the process
- Convenient Payments: Manage your loan with ease
- Pre-approval: Lock in a great rate and know your approved loan amount before you go to the dealer. (Pre-approvals are valid for 30 days.) Get pre-approved NOW!
Boat & RV
Whether your dream is a boat, trailer, or RV, we have the low-cost financing to make it happen.
- No pre-payment penalty
- Competitive rates1
- Flexible terms up to 120 months
- Quick Approval: Streamlined process gets you on your way faster
- Expert Guidance: Personalized support from start to finish
- Easy Management: Convenient online and mobile access
Motorcycle
Ride with confidence knowing you got a great deal from EdiFi!
- Competitive Rates: Save with our low interest rates1
- Flexible Terms: Tailored repayment plans to fit your budget up to 84 months2
- NO down payment required: Plus, up to 100% financing3
- Personalized Service: Friendly experts guide you through the process
- Convenient Payments: Manage your loan with ease
Auto Refinancing
Make the savvy move to EdiFi and give yourself a monthly raise! Simply refinance your higher rate loan and save money every month.
- Low rates1
- Terms up to 84 months2
- 100% financing; no down payment required3
- No pre-payment penalty
- Refinance your vehicle loan with EdiFi and you could save hundreds or thousands of dollars over the life of your loan!4
Special Offers
Account Type
Min Balance to Earn
APY*
Loan Type
Min/Max Borrowed
Max Repayment Term
APR* as low as
Auto Refi Promotion
Min Balance to Earn
APY*
as low as 4.99% APR
Auto Refi Promotion
Min/Max Borrowed
Max Repayment Term
APR*
as low as 4.99% APR
Auto Refi Promotion
Min/Max Borrowed
Max Repayment Term
APR*
as low as 4.99% APR
Rates
Loan Type
Min/Max Borrowed
Max Repayment Term
APR* as low as
Account Type
Min Balance to Earn
APY*
New/Untitled
(2024-2025)
Min/Max Borrowed
At least $5,000
Max Repayment Term
36 months
APR* as low as
4.99%
New/Untitled
(2024-2025)
Min Balance to Earn
APY*
4.99%
Min/Max Borrowed
At least $5,000
Max Repayment Term
48 months
APR* as low as
4.99%
Min Balance to Earn
APY*
4.99%
Min/Max Borrowed
At least $5,000
Max Repayment Term
60 months
APR* as low as
4.99%
Min Balance to Earn
APY*
4.99%
Min/Max Borrowed
At least $5,000
Max Repayment Term
72 months
APR* as low as
5.49%
Min Balance to Earn
APY*
5.49%
Min/Max Borrowed
At least $5,000
Max Repayment Term
84 months
APR* as low as
5.74%
Min Balance to Earn
APY*
5.74%
Pre-owned
(2021-2024)
Min/Max Borrowed
At least $5,000
Max Repayment Term
36 months
APR* as low as
4.99%
Pre-owned
(2021-2024)
Min Balance to Earn
APY*
4.99%
Min/Max Borrowed
At least $5,000
Max Repayment Term
48 months
APR* as low as
4.99%
Min Balance to Earn
APY*
4.99%
Min/Max Borrowed
At least $5,000
Max Repayment Term
60 months
APR* as low as
4.99%
Min Balance to Earn
APY*
4.99%
Min/Max Borrowed
At least $5,000
Max Repayment Term
72 months
APR* as low as
5.49%
Min Balance to Earn
APY*
5.49%
Min/Max Borrowed
At least $5,000
Max Repayment Term
84 months
APR* as low as
5.74%
Min Balance to Earn
APY*
5.74%
Used
(2016-2020)
Min/Max Borrowed
At least $5,000
Max Repayment Term
36 months
APR* as low as
7.25%
Used
(2016-2020)
Min Balance to Earn
APY*
7.25%
Min/Max Borrowed
At least $5,000
Max Repayment Term
48 months
APR* as low as
7.25%
Min Balance to Earn
APY*
7.25%
Min/Max Borrowed
At least $5,000
Max Repayment Term
60 months
APR* as low as
7.25%
Min Balance to Earn
APY*
7.25%
Boat & RV
Min/Max Borrowed
At least $5,000
Max Repayment Term
60 months
APR* as low as
5.49%
Boat & RV
Min Balance to Earn
APY*
5.49%
Min/Max Borrowed
At least $5,000
Max Repayment Term
120 months
APR* as low as
7.99%
Min Balance to Earn
APY*
7.99%
Have a Question?
Contact Us Today
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Disclosures
*APR = Annual Percentage Rate.
1Rates are subject to credit approval. Rates will vary based on creditworthiness, model year, and term. The minimum for an auto loan is $5,000. Rates and terms subject to change at any time.
2Qualification for 84-month financing based on creditworthiness. 84-month financing not available on model years 2019 and older.
3Not available for all loans; based on credit criteria.
4EdiFi vehicle loans are not eligible for refinancing. Some vehicles will not be eligible for refinancing.
