Vehicle Loans

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Auto & Truck

Whether you're looking to purchase a new or used vehicle, or save some money by refinancing your current vehicle, we'll work with you to get you into a loan with a payment that fits your budget.

  • Competitive Rates: Save with our low interest rates1
  • Flexible Terms: Tailored repayment plans to fit your budget up to 84 months2
  • NO down payment required: Plus, up to 100% financing3
  • Personalized Service: Friendly experts guide you through the process
  • Convenient Payments: Manage your loan with ease
  • Pre-approval: Lock in a great rate and know your approved loan amount before you go to the dealer. (Pre-approvals are valid for 30 days.) Get pre-approved NOW!

Plus, get 60 days of no paymets!4

Boat & RV

Whether you dream of owning a boat, trailer, or RV, we have the low-cost financing to make it happen.

  • No pre-payment penalty
  • Competitive rates1 
  • Flexible terms up to 120 months
  • Quick Approval: Streamlined process gets you on your way faster
  • Expert Guidance: Personalized support from start to finish
  • Easy Management: Convenient online and mobile access

Motorcycle

Ride with confidence, knowing you got a great deal from EdiFi!

  • Competitive Rates: Save with our low interest rates1
  • Flexible Terms: Tailored repayment plans to fit your budget up to 84 months2
  • NO down payment required: Plus, up to 100% financing3
  • Personalized Service: Friendly experts guide you through the process
  • Convenient Payments: Manage your loan with ease

Plus, get 60 days of no paymets!4

Auto Refinancing

Make the savvy move to EdiFi and give yourself a monthly raise! Simply refinance your higher-rate loan and save money every month.

  • Low rates1
  • Terms up to 84 months2
  • 100% financing; no down payment required3
  • No pre-payment penalty
  • Refinance your vehicle loan with EdiFi and you could save hundreds or thousands of dollars over the life of your loan!5

Plus, get 60 days of no paymets!4

Special Offers

Account Type
Min Balance to Earn
APY*
Loan Type
Min/Max Borrowed
Max Repayment Term
APR* as low as
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Rates

Loan Type
Min/Max Borrowed
Max Repayment Term
APR* as low as
Account Type
Min Balance to Earn
APY*
New/Untitled (2024-2025)
Min/Max Borrowed
At least $5,000
Max Repayment Term
36 months
APR* as low as
4.99%
New/Untitled (2024-2025)
Min Balance to Earn
APY*
4.99%
Min/Max Borrowed
At least $5,000
Max Repayment Term
48 months
APR* as low as
4.99%
Min Balance to Earn
APY*
4.99%
Min/Max Borrowed
At least $5,000
Max Repayment Term
60 months
APR* as low as
5.49%
Min Balance to Earn
APY*
5.49%
Min/Max Borrowed
At least $5,000
Max Repayment Term
72 months
APR* as low as
5.99%
Min Balance to Earn
APY*
5.99%
Min/Max Borrowed
At least $5,000
Max Repayment Term
84 months
APR* as low as
6.24%
Min Balance to Earn
APY*
6.24%
Pre-owned (2021-2024)
Min/Max Borrowed
At least $5,000
Max Repayment Term
36 months
APR* as low as
4.99%
Pre-owned (2021-2024)
Min Balance to Earn
APY*
4.99%
Min/Max Borrowed
At least $5,000
Max Repayment Term
48 months
APR* as low as
4.99%
Min Balance to Earn
APY*
4.99%
Min/Max Borrowed
At least $5,000
Max Repayment Term
60 months
APR* as low as
5.49%
Min Balance to Earn
APY*
5.49%
Min/Max Borrowed
At least $5,000
Max Repayment Term
72 months
APR* as low as
5.99%
Min Balance to Earn
APY*
5.99%
Min/Max Borrowed
At least $5,000
Max Repayment Term
84 months
APR* as low as
6.24%
Min Balance to Earn
APY*
6.24%
Used (2016-2020)
Min/Max Borrowed
At least $5,000
Max Repayment Term
36 months
APR* as low as
7.25%
Used (2016-2020)
Min Balance to Earn
APY*
7.25%
Min/Max Borrowed
At least $5,000
Max Repayment Term
48 months
APR* as low as
7.25%
Min Balance to Earn
APY*
7.25%
Min/Max Borrowed
At least $5,000
Max Repayment Term
60 months
APR* as low as
7.25%
Min Balance to Earn
APY*
7.25%
Boat & RV
Min/Max Borrowed
At least $5,000
Max Repayment Term
60 months
APR* as low as
5.49%
Boat & RV
Min Balance to Earn
APY*
5.49%
Min/Max Borrowed
At least $5,000
Max Repayment Term
120 months
APR* as low as
7.99%
Min Balance to Earn
APY*
7.99%
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Disclosures

*APR = Annual Percentage Rate.

1Rates are subject to credit approval. Rates will vary based on creditworthiness, model year, and term. The minimum for an auto loan is $5,000. Rates and terms subject to change at any time.

2Qualification for 84-month financing based on creditworthiness. 84-month financing not available on model years 2019 and older.

3Not available for all loans; based on credit criteria.

4Make no payment on your auto loan for 60 days from the date your loan is disbursed. Interest will continue to accrue from the date of loan disbursement.

5EdiFi vehicle loans are not eligible for refinancing. Some vehicles will not be eligible for refinancing.