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Money Market
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EdiFi Checking Account Benefits
All checking accounts come standard with:
No minimum balance
Enjoy no minimum balance requirements on ALL EdiFi Checking accounts.
Free eStatements
Get FREE monthly eStatements or receive paper statements for only $2 per month.
Free EdiFi ATM use
Get unlimited, FREE usage of all EdiFi ATMs.
6 Free non-EdiFi ATM withdrawals, monthly
Take advantage of 6 FREE Non-EdiFi ATM Withdrawals every month!
Over 30K surcharge-free ATMs to choose from
Access over 30,000 surcharge-free ATMs within our shared branching network.
Bank anytime, anywhere
Utilize online & mobile banking with Bill Pay, Zelle®, and mobile deposit.
Money Market Savings Account
At EdiFi, we understand the importance of finding a savings solution that aligns with your financial goals. Choose our Money Market Savings Account and start saving smarter!
Plus, get your direct deposit up to 3 days early with any EdiFi deposit account!1
- Competitive interest rates
- Flexibility to access your funds when you need them while still earning interest
- Tiered Rates – the more you save, the more you earn
- Security and Peace of Mind – federally insured up to $250,000
- Convenience – access via Online Banking or through our Mobile App
Helpful Resources
Special Offers
Account Type
Min Balance to Earn
APY*
Loan Type
Min/Max Borrowed
Max Repayment Term
APR* as low as
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Rates
Loan Type
Min/Max Borrowed
Max Repayment Term
APR* as low as
Account Type
Min Balance to Earn
APY*
Money Market
Min/Max Borrowed
Max Repayment Term
APR* as low as
0.65%
Money Market
Min Balance to Earn
$1,000
APY*
0.65%
Min/Max Borrowed
Max Repayment Term
APR* as low as
1.00%
Min Balance to Earn
$25,000
APY*
1.00%
Min/Max Borrowed
Max Repayment Term
APR* as low as
1.20%
Min Balance to Earn
$50,000
APY*
1.20%
IRA Money Fund**
Min/Max Borrowed
Max Repayment Term
APR* as low as
4.00%
IRA Money Fund**
Min Balance to Earn
$25,000 - $49,999
APY*
4.00%
Have a Question?
Contact Us Today
Have a question or need assistance? Our team is happy to help! Please complete our short form and we'll contact you.
Disclosures
*APY = Annual Percentage Yield. The minimum balance to earn dividends on a Money Market account is $1,000.00. Dividends are tiered by balance. Dividends will be compounded and credited to your account monthly. A fee will be assessed when your balance falls below the minimum requirement. Fees may reduce earnings on the account. The dividend rate and annual percentage yield may change at any time. Federal regulations limit the number of certain types of transfers and/or withdrawals you can make from your Money Market Savings account to six per calendar month. Excessive transactions that are limited by the regulation could result in fees or account closure.
**Money Market IRA Plus accounts will be subject to the terms and conditions of the IRA selected. Please contact us for details.
1Your direct deposit may be credited to your EdiFi Credit Union account up to three (3) business days early. Early access to direct deposit funds depends on the timing of the payer’s submission of deposits. EdiFi Credit Union cannot assume any liability for not depositing these funds to your account early.
