IRAs

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IRA Savings

Prepare for a secure and prosperous retirement with an IRA Savings Account. Trust in the stability and growth opportunities offered by an IRA.

  • Tax Advantages: Enjoy tax-deferred growth on your savings1
  • Steady Growth: Watch your retirement savings grow over time
  • Flexible Contributions: Make systematic or one-time deposits
  • Secure Future: EdiFi’s IRA Savings Account is federally insured up to $250,000
  • Convenient Access: Access your accounts with ease through online banking or the mobile app
  • Options: Tradional, Roth, and Coverdell (Education) accounts available

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Special Offers

Account Type
Min Balance to Earn
APY*
Loan Type
Min/Max Borrowed
Max Repayment Term
APR* as low as
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Rates

Loan Type
Min/Max Borrowed
Max Repayment Term
APR* as low as
Account Type
Min Balance to Earn
APY*
IRA Regular Share
Min/Max Borrowed
Max Repayment Term
APR* as low as
0.20%
IRA Regular Share
Min Balance to Earn
$100
APY*
0.20%
Min/Max Borrowed
Max Repayment Term
APR* as low as
4.00%
Min Balance to Earn
$10,000
APY*
4.00%
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Disclosures

*APY = Annual Percentage Yield.

1Consult a tax advisor for potential savings.