IRAs

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EdiFi Checking Account Benefits

All checking accounts come standard with:

No minimum balance
Enjoy no minimum balance requirements on ALL EdiFi Checking accounts.
Free eStatements
Get FREE monthly eStatements or receive paper statements for only $2 per month.
Free EdiFi ATM use
Get unlimited, FREE usage of all EdiFi ATMs.
6 Free non-EdiFi ATM withdrawals, monthly
Take advantage of 6 FREE Non-EdiFi ATM Withdrawals every month!
Over 30K surcharge-free ATMs to choose from
Access over 30,000 surcharge-free ATMs within our shared branching network.
Bank anytime, anywhere
Utilize online & mobile banking with Bill Pay, Zelle®, and mobile deposit.

IRA Savings

Prepare for a secure and prosperous retirement with an IRA Savings Account. Trust in the stability and growth opportunities offered by an IRA.

  • Tax Advantages: Enjoy tax-deferred growth on your savings1
  • Steady Growth: Watch your retirement savings grow over time
  • Flexible Contributions: Make systematic or one-time deposits
  • Secure Future: EdiFi’s IRA Savings Account is federally insured up to $250,000
  • Convenient Access: Access your accounts with ease through Online Banking or our Mobile App
  • Options: Tradional, Roth, and Coverdell (Education) accounts available

Complete the contact form below to get started.

Special Offers

Account Type
Min Balance to Earn
APY*
Loan Type
Min/Max Borrowed
Max Repayment Term
APR* as low as
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Rates

Loan Type
Min/Max Borrowed
Max Repayment Term
APR* as low as
Account Type
Min Balance to Earn
APY*
IRA Regular Share
Min/Max Borrowed
Max Repayment Term
APR* as low as
0.20%
IRA Regular Share
Min Balance to Earn
$100
APY*
0.20%
Min/Max Borrowed
Max Repayment Term
APR* as low as
4.00%
Min Balance to Earn
$10,000
APY*
4.00%
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Disclosures

*APY = Annual Percentage Yield.

1Consult a tax advisor for potential savings.