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In the event your vehicle is stolen and never recovered or damaged beyond repair, GAP waives the difference between your primary carrier’s insurance settlement and the payoff of your loan or lease up to a certain amount, less delinquent payments, late charges, refundable service warranty contracts, and other insurance related charges. Included in this difference is your insurance deductible, up to $1,000.* GAP is a voluntary, non-insurance program that is offered as protection on your financed vehicle to enhance, rather than replace, your standard comprehensive, collision, or liability coverage.
GAP is designed for all drivers, whether you are financing or leasing a new or used vehicle. Most automobiles, vans, light trucks, and motorcycles are eligible.**
EdiFi has partnered with Route 66 Extended Warranty to offer our members the most comprehensive mechanical breakdown coverage for all makes and models of automobiles. A long-term vehicle service contract helps you enjoy your new purchase and maintain "Peace of Mind" because even the most reliable vehicle can develop a mechanical problem. With the complexity of today's vehicles, one major repair often costs more than the contract. And since our vehicle service contract is transferable, it increases the resale value of your vehicle to potential buyers.
No matter where you travel in the United States you are protected against major mechanical expenses, and there is no deductible on covered parts or labor. When repairs are necessary or questions arise, simply contact Route 66 prior to any repairs and they will take care of it from there…It’s that simple. Route 66 lets you use the repair facility of your choice and pays your claim quickly and efficiently over the phone.
Includes all items in First Street PLUS:
Because we cover so many components, it's not possible for us to list everything that falls under out coverage. Instead, we list a small number of parts that are not covered: oil, brake shoes, belts, tires, tune-up items, filters, a/c coolants, exhaust and emission parts, sound reproduction, lighting, cosmetic and body parts, glass, and paint.
Complete terms and provisions are contained within each Service Agreement. Please refer to your Service Agreement for complete details.
*Deductible waiver is available in most, but not all states. Please consult your financing representative for the availability of this benefit.
**GAP is subject to limitations and exclusions. Please see the GAP Waiver for a complete list of program terms and conditions or consult your financing representative to determine if your vehicle is eligible for GAP.
(1) This product is optional. Gap is a loan/lease deficiency waiver and is not offered as insurance coverage. Whether or not you purchase GAP will not affect your application for credit or the terms of any existing credit agreement you have with us.
(2) We will give you additional information before you are required to pay for the program. This information will include your cost and a copy of the contract, containing the terms and conditions of this program.
(3) There are eligibility requirements, conditions, limitations and exclusions that could prevent you from receiving benefits under the program. You should carefully read the contract for a full explanation of the terms and conditions of the program.