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Personal Loans
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EdiFi Checking Account Benefits
All checking accounts come standard with:
No minimum balance
Enjoy no minimum balance requirements on ALL EdiFi Checking accounts.
Free eStatements
Get FREE monthly eStatements or receive paper statements for only $2 per month.
Free EdiFi ATM use
Get unlimited, FREE usage of all EdiFi ATMs.
6 Free non-EdiFi ATM withdrawals, monthly
Take advantage of 6 FREE Non-EdiFi ATM Withdrawals every month!
Over 30K surcharge-free ATMs to choose from
Access over 30,000 surcharge-free ATMs within our shared branching network.
Bank anytime, anywhere
Utilize online & mobile banking with Bill Pay, Zelle®, and mobile deposit.
Personal Loan
Whether you're planning a dream vacation, consolidating debt, or covering unexpected expenses, EdiFi Credit Union is here to help. With competitive rates, flexible terms, and personalized service, our personal loans empower you to achieve your goals with confidence.
- Borrow between $500 and $25,000
- Low, competitive rates1
- Terms up to 60 months
Vacation Loan
Ready to escape to paradise? EdiFi Credit Union offers vacation loans designed to turn your travel dreams into reality. With competitive rates, flexible terms, and a hassle-free application, planning your next adventure has never been easier. Pack your bags and embark on the vacation of a lifetime with EdiFi.
- Affordable rates1
- Borrow up to $3,500
- Terms up to 24 months
Helpful Resources
Special Offers
Account Type
Min Balance to Earn
APY*
Loan Type
Min/Max Borrowed
Max Repayment Term
APR* as low as
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Rates
Loan Type
Min/Max Borrowed
Max Repayment Term
APR* as low as
Account Type
Min Balance to Earn
APY*
Personal
Min/Max Borrowed
$500 - $25,000
Max Repayment Term
Up to 60 months
APR* as low as
10.49%
Personal
Min Balance to Earn
APY*
10.49%
Vacation Loan
Min/Max Borrowed
Up to $3,500
Max Repayment Term
Up to 24 months
APR* as low as
10.49%
Vacation Loan
Min Balance to Earn
APY*
10.49%
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Disclosures
*APR = Annual Percentage Rate.
1Rates will vary based on credit worthiness. Subject to credit approval. Rates subject to change at any time.
