Visa® Credit Cards

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Visa® Rewards Card

Empower yourself with options when you choose a Rewards Visa® from EdiFi. With our uChoose Rewards program, you can earn points toward rewards.

  • Fixed-rate card
  • No annual fee
  • No balance transfer fee 
  • Earn reward points with every purchase.
  • Chip enhancement for security
  • Cash advances available at any EdiFi branch or more than 40,000 ATMs worldwide
  • 24/7 Access. Monitor your EdiFi Visa® account with Online Banking or via our Mobile App
  • Enroll in credit card eStatements through Online Banking

uChoose Rewards

Earn or redeem points when you pay for things you want and need like restaurants, prescriptions, and streaming services.

Not an EdiFi Visa® Cardholder? Apply Today

Ready to redeem those points you’ve been stockpiling? You can now choose to use your points for:

  • Cash Back (apply earnings toward the outstanding Visa® account balance)
  • Travel
  • Merchandise
  • Gift Cards
  • Everyday Purchases:  1 Point Per Dollar
  • Earn More Points:  Shop at hundreds of popular retailers. Earn more Points with every purchase.

Special Offers

Account Type
Min Balance to Earn
APY*
Loan Type
Min/Max Borrowed
Max Repayment Term
APR* as low as
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Rates

Loan Type
Min/Max Borrowed
Max Repayment Term
APR* as low as
Account Type
Min Balance to Earn
APY*
Visa® Rewards
Min/Max Borrowed
up to $25,000
Max Repayment Term
N/A
APR* as low as
7.99%
Visa® Rewards
Min Balance to Earn
APY*
7.99%
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Disclosures

*APR = Annual Percentage Rate